Free UK Retirement & FIRE Calculators
Start here!
Simply enter how much you want to be able to spend each year into our Income Target Calculator. This will quickly show you an estimate of how much you need to save to achieve a sustainable annual income for your early retirement or financial independence.
You can also see how much you need to save each month to achieve each option!
Now you know the number you're working towards, you can use our powerful Early Retirement Calculator for a more detailed breakdown.
Not only will this show you if your current monthly contributions are sufficient, but it will also show you the most tax effective way to withdraw your money.
It has a range of other features to explore such as the ability to include a state pension, see what would happen if your returns were better/worse than expected and the difference it would make by increasing the amount you are saving each month.
Paying off your mortgage is an amazing feeling!
Not only does it give you peace of mind but it also reduces the amount you need to save for retirement or financial independence.
Use this calculator to find out how much time and money you could save by making even small changes to your monthly payments.
Check out our Blog
New to investing, pensions, or planning for the future? You’re in the right place!
The EarlyRT Blog breaks down money and retirement topics in simple, jargon-free language, helping you build confidence and take your first steps towards retiring earlier. Browse our latest posts below: